An agent can help gather the information to answer coverage-specific questions like: “What should the coverage limit on my home be under my homeowners policy?” At the same time, an agent can also help determine the right coverages based on lifestyle and individual needs and find the best way for your policies to fit together, answering questions like: “Should I have personal umbrella coverage?” or “Do I need a valuable articles policy?”
An agent is trained to ask the questions you haven’t thought of regarding your coverage. A good agent will explain exactly what a policy covers and the limitations of that coverage.
Agents are here to build a policy that’s right for you. Their business is your piece of mind, and their expertise can help you through the more difficult insurance questions you’ve got.
• An agent will tell you the lowest price is not the most important thing all the time.
• An agent will tell you how to get coverage on things you may not have thought to cover.
• Agents are held accountable for coverage we recommend; that’s why we’re licensed in each state.
That last part is the most important point. When you talk to an agent, you get insight on coverages that best suit your needs. From home to auto to valuable articles, your investments are best protected when you speak with an agent.